GARNDYR MICHAEL CAPITAL BUSINESS CONTINUITY PLAN

Gardnyr Michael Capital, Inc (B.C.P)

Gardnyr Michael Capital (GMC) takes the threat of a significant business disruption very seriously. This notice is being provided to you so that, in the event an internal or external disruption affects our firm, you will know whom to contact.

This Plan is subject to annual review and may be modified. The most recent copy of our Plan may always be found on our Web site: GardnyrMichaelCapital.com. Conversely, you may request a copy at any time via U.S. mail.